:root{--navy:#071a33;--navy2:#0b2b51;--blue:#168fe5;--orange:#ff9d22;--ink:#10223a;--muted:#5f6f82;--light:#f5f8fc;--white:#fff;--line:#dbe5ef;--shadow:0 18px 50px rgba(7,26,51,.13)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:var(--white)}
a{color:#075d99;text-underline-offset:.2em}
a:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:4px}
.wrap{width:min(1100px,calc(100% - 36px));margin:auto}
.skip{position:absolute;left:-999px}
.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:99}
header{position:sticky;top:0;z-index:20;background:rgba(7,26,51,.97);color:#fff;border-bottom:1px solid rgba(255,255,255,.14)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:850;line-height:1.05}
.brand-mark{width:46px;height:46px;overflow:hidden;background:#fff;border-radius:10px;flex-shrink:0}
.brand-mark img{display:block;width:73px;height:90px;max-width:none;transform:translate(-14px,-4px);object-fit:contain}
.brand-name span{display:block;color:#72c7f2;font-size:.8em;letter-spacing:.08em}
.nav-links{display:flex;align-items:center;gap:17px}
.nav-links a{color:#fff;text-decoration:none;font-weight:700;font-size:.91rem}
.nav-call{display:grid;gap:1px;text-align:center;background:var(--orange);color:var(--navy)!important;padding:9px 15px;border-radius:999px;line-height:1.25}
.nav-call small{font-size:.7rem}
.crumbs{padding:18px 0 0;color:#d5e1ee;font-size:.9rem}
.crumbs a{color:#fff}
.hero{background:linear-gradient(125deg,var(--navy),var(--navy2));color:#fff;padding:0 0 70px}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:48px;align-items:center;padding-top:45px}
.eyebrow{display:inline-block;color:#ffd28b;font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}
h1{font-size:clamp(2.3rem,5vw,4.25rem);line-height:1.06;margin:14px 0 20px}
.hero p{color:#e1ebf5;font-size:1.1rem;max-width:700px}
.hero-card{background:#fff;color:var(--ink);border-radius:22px;padding:28px;box-shadow:var(--shadow)}
.hero-card h2{font-size:1.45rem;margin:0 0 8px}
.hero-card p{color:var(--muted);font-size:.96rem;margin:.5em 0}
.hero-card .price{font-size:1.18rem;color:var(--ink)}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin:25px 0 0}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:13px 19px;border-radius:12px;text-decoration:none;font-weight:850;border:2px solid transparent}
.btn-primary{background:var(--orange);color:var(--navy)}
.btn-outline{border-color:rgba(255,255,255,.55);color:#fff}
.hero-card .btn{width:100%;background:var(--navy);color:#fff;margin-top:13px}
main section{padding:78px 0}
main section.alt{background:var(--light)}
.intro{max-width:790px;margin-bottom:32px}
.intro small{font-weight:850;color:#09649e;text-transform:uppercase;letter-spacing:.11em}
h2{font-size:clamp(1.8rem,3.5vw,2.75rem);line-height:1.18;margin:8px 0 14px}
h3{line-height:1.3}
.intro p,.card p,.notice p,.steps p,.faq p{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 8px 28px rgba(7,26,51,.06)}
.card h3{margin:0 0 9px;font-size:1.2rem}
.card p{margin:0}
.card a{display:inline-block;margin-top:13px;font-weight:800;text-decoration:none}
.notice{border-left:5px solid var(--orange);background:#fff8e9;padding:22px 24px;border-radius:4px 14px 14px 4px;margin-top:25px}
.notice strong{color:var(--navy)}
.steps{counter-reset:step;display:grid;gap:15px}
.step{position:relative;padding:22px 24px 22px 76px;border:1px solid var(--line);border-radius:16px;background:#fff}
.step:before{counter-increment:step;content:counter(step);position:absolute;left:22px;top:22px;width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:#e9f5ff;color:#075d99;font-weight:900}
.step h3{margin:0 0 5px}
.step p{margin:0}
.safety{background:linear-gradient(135deg,#0b2b51,#071a33);color:#fff}
.safety .intro small{color:#ffd28b}
.safety .intro p,.safety li{color:#d9e3ef}
.checklist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.checklist li{padding:17px 18px 17px 46px;border:1px solid rgba(255,255,255,.2);border-radius:14px;position:relative}
.checklist li:before{content:"✓";position:absolute;left:18px;color:var(--orange);font-weight:900}
.faq{max-width:850px}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;font-weight:800;font-size:1.07rem;padding:19px 34px 19px 0;position:relative}
.faq summary:after{content:"+";position:absolute;right:4px;color:#075d99;font-size:1.45rem}
.faq details[open] summary:after{content:"–"}
.faq p{margin:0 0 19px}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.related a{display:block;padding:18px;border:1px solid var(--line);border-radius:14px;text-decoration:none;font-weight:800;background:#fff}
.cta{padding:55px 0}
.cta-box{display:flex;justify-content:space-between;align-items:center;gap:24px;background:linear-gradient(120deg,var(--orange),#ffc45a);color:var(--navy);border-radius:22px;padding:36px}
.cta-box h2{margin:0;font-size:clamp(1.7rem,3vw,2.4rem)}
.cta-box p{margin:.4em 0 0}
.cta-box .btn{background:var(--navy);color:#fff;white-space:nowrap}
footer{background:#041226;color:#cbd7e5;padding:38px 0}
.footer{display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}
.footer strong,.footer a{color:#fff}
.footer nav{display:grid;gap:5px}
.legal{font-size:.85rem;color:#91a4ba;margin-top:18px}
@media(max-width:900px){.nav-links a:not(.nav-call){display:none}.hero-grid{grid-template-columns:1fr}.hero-card{max-width:650px}.grid{grid-template-columns:1fr 1fr}.related{grid-template-columns:1fr}.checklist{grid-template-columns:1fr}}
@media(max-width:600px){.wrap{width:min(100% - 26px,1100px)}.nav{min-height:68px}.brand{font-size:.76rem}.brand-mark{width:41px;height:41px}.nav-call{padding:7px 10px;font-size:.82rem}.nav-call small{display:none}.hero-grid{padding-top:32px;gap:30px}.hero{padding-bottom:50px}h1{font-size:2.35rem}.actions .btn{width:100%}.grid,.grid.two{grid-template-columns:1fr}main section{padding:56px 0}.cta-box{display:block;padding:28px 22px}.cta-box .btn{width:100%;margin-top:20px;white-space:normal}.step{padding-left:66px}.step:before{left:17px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}